If you have a hard time saving money or even making ends meet, maybe it's time to take a good look at your finances. In an effort to cut costs, check out these tips:
- Brew your own coffee. Sure, you only spend a few bucks a day buying coffee, but it certainly adds up. Instead of stopping to get coffee on your way to work every day, make your own. You could still treat yourself to a store-bought cup, but limit it to once or twice per week.
- Turn down the thermostat. Cooling and heating your home can get expensive. To cut costs, turn the thermostat down before you go to work during the cooler months. Turn the air off when you head to the office in the summer. This could decrease your bill by up to 15 percent.
- Don't speed. If you drive the speed limit, you won't be issued expensive tickets, but you could also save on gas. In fact, driving the speed limit can increase your fuel efficiency by up to 17 percent.
5 big bills you can cut fast [Bankrate]
Lower Your Monthly Bills Checklist [Real Simple]
30 Ways To Cut Your Monthly Expenses [Lifehack]